The Board requires each unit owner to purchase insurance covering personal liability for damage caused to another unit by negligence. The liability coverage covers the deductible of the owner whose unit is damaged, any damage not covered by insurance, as well as restoration, floor and wall coverings, appliances, furnishings etc.

If a unit owner does not purchase insurance as required by the Board, the Board of Directors reserves the right to purchase unit owner insurance and charge the premium cost back to the unit owner.

All contractors performing work on Association property, whether on the common elements, limited common elements or units, exceeding $10,000.00 shall provide a certificate of insurance naming the Association, the Board and Managing Agent as additional insured parties, as a condition of approval before any work may commence.