Any complaint which alleges a violation of the Declaration, By-Laws or Rules and Regulations shall be made in writing and shall contain substantially the same information as that set forth in the Witness Statement attached hereto as Exhibit A. At a minimum, the complaint shall set forth:

The name, address and phone number of the complaining witness.

The Owner's name, Unit number or address where the person or Resident complained of resides.

The specific details or description of the violation , including the date, time and location where the violation occurred.

A statement by the complaining witness that he or she will cooperate in the enforcement procedures and will provide testimony at any hearings or trial which may be necessary.

The signature and address of the complaining witness and the date on which the complaint is made.

When a complaint is made pursuant to the above, the Owner shall be notified of the alleged violation by the Association or its duly authorized agents. The notification shall be in a manner prescribed by the Board in a form similar to that which is attached hereto as Exhibit B (hereafter "Notice of Violation").

In the event the alleged violation is not the first violation by the Owner, or in the event the violation is such that serious, immediate or irreparable consequences may occur by delay, the Board may elect to forward the matter to the Association's attorney for appropriate action. All legal expenses and costs incurred will be assessed to the Owner's account, if the Owner is found guilty of the violation.

The Association's attorney, if contacted regarding the violation, shall send such notices, make such demands or take such actions as are necessary to protect the interests of the Association in accordance with the provisions of the Declaration, By-laws or Rules and Regulations of the Association.

If any Owner charged with a violation either believes that no violation has occurred or that he has been wrongfully or unjustly charged hereunder, the Owner must proceed as follows:

Within fourteen (14) days after the Notice of Violation has been served on the Owner pursuant to the provisions herein, the Owner must submit, in writing, a request for a hearing concerning the violation. A hearing may be requested by completing the Request for a hearing form, which is attached to the Notice of Violation, and by returning it to the Association.

If a request for a hearing is filed, a hearing on the complaint shall be held before the Board. The hearing shall be conducted no later than eight (8) after delivery of the written request.

At any such hearing, the Board shall hear and consider arguments, evidence or statements regarding the alleged violation, first from any person or persons having direct knowledge of the alleged violation and then from the alleged violator and any witness on his behalf. Following a hearing and due consideration, the Board shall issue its determination regarding the alleged violation. The decision of the Board shall be made by majority vote and shall be final and binding on the Owner and the Association.

Payment of any assessments, charges, costs or expenses made pursuant to the provisions contained herin shall be become due and owing until the Board has completed its determination. notification of the Board's determination shall be made in a form similar to that which is attached hereto as Exhibit C.

If no request for a hearing is filed within fourteen (14) days, a hearing will be considered waived, the allegation in the Notice of violation shall be deemed admitted by default, and appropriate sanctions shall be imposed. The Owner shall be notified by the Association of any such determination using the same form and in the same manner as if a hearing had been conducted by the Board.

If an Owner is found to have violated personally or is otherwise liable for a violation of any of the provisions of the Declaration, By-laws, or Rules and Regulations of Association, the following shall occur:

If found to be guilty of a first violation of a given provision of the Declaration, By-laws, or rules, the Owner shall be notified of the finding by the Association by its Board that a first violation has occurred. The first violation, at the discretion of the Board, may be considered a warning that, if any further violations occur, a fine for the violation will be imposed. In the alternative, the Board may elect to assess a fine, after considering factors including but not limited to the length of time the violator has owned a Unit (Lot) or resided on the property, whether the violation was committed by the Owner, and if not, the extent of control the Owner had or should have had over the violator's conduct, the familiarity of the violator with the regulations, the severity of the violation and other appropriate factors. In addition, any legal expenses incurred by the Association or any actual damages repaired at Association expense may be imposed.

If found to be guilty of a second or continuing violation, of the same provision of the Declaration, By-laws or Rules, the Owner shall be notified of the findings by the Association or its duly authorized agents. the Owner shall also be assessed a fine.

Where a fine is imposed, it shall be in the amount of $25.00.

If found guilty of any violation, including a first violation, the notice of determination may also require the Owner to correct any damage or any unauthorized condition on the Property for which the Owner has been found responsible, to pay the costs of any repairs which have previously been made, and to pay any legal expenses and costs incurred by the Association as a result of the violation.

In the event any violation has resulted in damage to any Common Property, which has not yet been repaired, or has resulted in any damage or any unauthorized condition on the Property, the Owner will be given one notice of violation to correct the damage or architectural violation. If the damage or violation has not been corrected within fourteen (14) days after a finding of guilty has been made on the second violation, the Association will proceed to have the violation corrected, and the Owner will be assessed for the full costs of labor and materials required, and /or any legal fees incurred.

Any Owner assessed hereunder shall pay any charges imposed with thirty (30) days of notification of the such charges are due. Failure to make the payment on time shall subject the Owner to all of the legal or equitable remedies necessary for the collection thereof. All charges imposed hereunder shall be added to the Owner's account, shall become a special assessment against the Unit and shall be collectible as a Common Expense in the same manner as any regular or special assessment against the Unit.

Time is of the essence of this policy. Notices are deemed served either:

By personal delivery at the time of delivery; or

By mail following two (2) days after deposit in the United States mail, provided that the notice has been sent both by regular first class and by certified mail - return receipt requested, postage prepaid, to the Owner at the Unit address, or o such other address as the Owner shall have previously filed with the Board, and further provided that either the return receipt has been signed and returned or that the notice sent by regular mail has not been returned to the Association undelivered. For Units held in trust, the notices may be sent either to the address of the trustee or the beneficial owner of the trust.

The remedies hereunder are not exclusive, and the Board may, in addition, take any action provided at law, in equity, or in the Declaration and by-laws to prevent or eliminate violations thereof or of the Rules and Regulations of the Association.